ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=Content-Type content="text/html; charset=iso-8859-1"> <META content="MSHTML 6.00.6000.16587" name=GENERATOR></HEAD> <BODY leftMargin=0 topMargin=0 rightMargin=0><!--Copyright (c) 1996-2007 Constant Contact. All rights reserved. Except as permitted under a separate written agreement with Constant Contact, neither the Constant Contact software, nor any content that appears on any Constant Contact site, including but not limited to, web pages, newsletters, or templates may be reproduced, republished, repurposed, or distributed without the prior written permission of Constant Contact. For inquiries regarding reproduction or distribution of any Constant Contact material, please contact legal@constantcontact.com.--> <DIV style="MARGIN: 0px; OVERFLOW: auto; BACKGROUND-COLOR: #004a8d" align=center bgcolor="#004A8D"> <TABLE style="WIDTH: 600px" cellSpacing=0 cellPadding=1 width=600 border=0> <TBODY> <TR> <TD width="100%" colSpan=2> <TABLE id=content_LETTER.BLOCK1 hideFocus style="BACKGROUND-COLOR: #004a8d" tabIndex=0 cellSpacing=0 cellPadding=10 width="100%" bgColor=#004a8d border=0> <TBODY> <TR> <TD vAlign=bottom align=middle><SPAN><IMG contentEditable=false alt="Oriana/Gillis Group header" src="http://ih.constantcontact.com/fs022/1101584452304/img/14.gif?a=1101740681732" border=0 name=ACCOUNT.IMAGE.14></SPAN></TD></TR></TBODY></TABLE></TD></TR> <TR> <TD style="BACKGROUND-COLOR: #4c3f36" bgColor=#4c3f36> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD style="BACKGROUND-COLOR: #6699cc" bgColor=#6699cc colSpan=2 height=6></TD> <TR> <TD style="BACKGROUND-COLOR: #004a8d" width="100%" bgColor=#004a8d colSpan=2 height=50> <TABLE id=content_LETTER.BLOCK2 hideFocus tabIndex=0 cellSpacing=0 cellPadding=15 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 14pt; COLOR: #ffffff; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=left width="73%"><FONT style="FONT-SIZE: 14pt; COLOR: #ffffff; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#ffffff size=4>The Gillis Group -&nbsp; Homeowner News</FONT></TD> <TD align=middle width="27%"> <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #d4dde6; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=middle><FONT style="FONT-SIZE: 8pt; COLOR: #d4dde6; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#d4dde6 size=1></FONT> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #ededed; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=middle><FONT style="FONT-SIZE: 8pt; COLOR: #ededed; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#ededed size=1><FONT size=4>September 2007</FONT></FONT></TD></TR></FONT></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR> <TR> <TD style="BACKGROUND-COLOR: #6699cc" bgColor=#6699cc colSpan=2 height=6></TD> <TR> <TD style="BACKGROUND-COLOR: #ffffff" vAlign=top bgColor=#ffffff> <TABLE cellSpacing=0 cellPadding=7 width="100%" border=0> <TBODY> <TR> <TD style="WIDTH: 440px" width=440> <TABLE id=content_LETTER.BLOCK3 hideFocus style="MARGIN-BOTTOM: 10px" tabIndex=0 cellSpacing=0 cellPadding=5 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=left><FONT style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=1><FONT size=2><B>Dear Scott,</B> <DIV>&nbsp;</DIV> <DIV>Welcome to the&nbsp;Gillis Group e-Newsletter!&nbsp;&nbsp; We hope you'll find it interesting; if, at any time you wish to opt-out, please follow the unsubscribe link at the bottom of each email. <DIV>&nbsp;</DIV> <DIV><FONT size=2>Our aim is to provide&nbsp;valuable information about issues relevant to homeowners - not to simply talk about mortgages!</FONT></DIV>&nbsp; </DIV></FONT></FONT></TD></TR></TBODY></TABLE> <TABLE style="MARGIN-BOTTOM: 10px" cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; BACKGROUND-COLOR: #d4dde6" vAlign=top width="100%" bgColor=#d4dde6><FONT style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=4>In This Issue </FONT></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-TOP: 10px" width="100%"><B><A style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" href="#LETTER.BLOCK5" shape=rect><FONT style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=2>Title Insurance</FONT></A></B></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-TOP: 10px" width="100%"><B><A style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" href="#LETTER.BLOCK6" shape=rect><FONT style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=2>The Subprime Situation</FONT></A></B></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-TOP: 10px" width="100%"><B><A style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" href="#LETTER.BLOCK7" shape=rect><FONT style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=2>My Account</FONT></A></B></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-TOP: 10px" width="100%"><B><A style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" href="#LETTER.BLOCK8" shape=rect><FONT style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=2>Ask the Expert</FONT></A></B></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-TOP: 10px" width="100%"><B><A style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" href="#LETTER.BLOCK10" shape=rect><FONT style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=2>New Location, Same Great Service</FONT></A></B></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; PADDING-TOP: 10px" width="100%"><B><A style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" href="#LETTER.BLOCK12" shape=rect><FONT style="FONT-SIZE: 10pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=2>Gillis Group News</FONT></A></B></TD></TR></TBODY></TABLE><A name=LETTER.BLOCK5> <TABLE id=content_LETTER.BLOCK5 hideFocus style="MARGIN-BOTTOM: 10px" tabIndex=0 cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; BACKGROUND-COLOR: #d4dde6" align=left bgColor=#d4dde6><FONT style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=4><A href="http://rs6.net/tn.jsp?t=eqkznccab.0.0.qwszy6bab.0&amp;ts=S0275&amp;p=http%3A%2F%2Fwww.firstcanadiantitle.com%2Fportal%2Fserver.pt%3Fopen%3D512%26objID%3D225%26parentname%3DCommunityPage%26parentid%3D5%26mode%3D2%26in_hi_userid%3D3675%26cached%3Dtrue&amp;id=preview" target=_blank linktype="undefined"><FONT color=#003082>Title Insurance</FONT></A></FONT></TD></TR> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=left><FONT style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=1>&nbsp; <DIV><FONT face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=2>Title insurance can insure you&nbsp;against problems that could impact the ownership of your new home from losses through fraud, forgery, title defects and survey problems. Click <A href="http://rs6.net/tn.jsp?t=eqkznccab.0.0.qwszy6bab.0&amp;ts=S0275&amp;p=http%3A%2F%2Fwww.firstcanadiantitle.com%2Fportal%2Fserver.pt%3Fopen%3D512%26objID%3D225%26parentname%3DCommunityPage%26parentid%3D5%26mode%3D2%26in_hi_userid%3D3675%26cached%3Dtrue&amp;id=preview" target=_blank linktype="undefined"><FONT color=#0000cc>here</FONT></A>&nbsp;to find out how title&nbsp;insurance can protect&nbsp;you and compensate you for losses, damages and legal costs incurred in defending your home.</FONT></DIV></FONT></TD></TR></TBODY></TABLE><A name=LETTER.BLOCK6> <TABLE id=content_LETTER.BLOCK6 hideFocus style="MARGIN-BOTTOM: 10px" tabIndex=0 cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; BACKGROUND-COLOR: #d4dde6" align=left bgColor=#d4dde6><FONT style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=4><A href="http://rs6.net/tn.jsp?t=eqkznccab.0.0.qwszy6bab.0&amp;ts=S0275&amp;p=http%3A%2F%2Fwww.gillisgroup.ca%2FThe%2520U.S.%2520subprime%2520mortgage%2520meltdown.pdf&amp;id=preview" target=_blank linktype="undefined"><FONT color=#003082>The Subprime Situation</FONT></A></FONT></TD></TR> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=left><FONT style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=1><FONT color=#003082> <DIV><FONT size=2> <DIV>&nbsp;</DIV> <DIV><FONT color=#003082>With dozens of U.S. suprime mortgage companies going bust, what is the threat to the Canadian subprime market?&nbsp; Click <A href="http://rs6.net/tn.jsp?t=eqkznccab.0.0.qwszy6bab.0&amp;ts=S0275&amp;p=http%3A%2F%2Fwww.gillisgroup.ca%2FThe%2520U.S.%2520subprime%2520mortgage%2520meltdown.pdf&amp;id=preview" target=_blank linktype="undefined"><FONT color=#0000cc>here</FONT></A>&nbsp;to find out.</FONT></DIV></FONT></DIV></FONT></FONT></TD></TR></TBODY></TABLE><A name=LETTER.BLOCK7> <TABLE id=content_LETTER.BLOCK7 hideFocus style="MARGIN-BOTTOM: 10px" tabIndex=0 cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; BACKGROUND-COLOR: #d4dde6" align=left bgColor=#d4dde6><FONT style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=4><U><FONT face=Verdana,Geneva,Arial,Helvetica,sans-serif size=4><A href="http://rs6.net/tn.jsp?t=eqkznccab.0.0.qwszy6bab.0&amp;ts=S0275&amp;p=http%3A%2F%2Fwww.cra-arc.gc.ca%2Feservices%2Ftax%2Findividuals%2Fmyaccount%2Fmenu-e.html&amp;id=preview" target=_blank linktype="undefined"><FONT color=#003082>My Account</FONT></A></FONT></U></FONT></TD></TR> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=left><FONT style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=1><FONT face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=2>&nbsp; <DIV>"My Account", a service offered&nbsp;by the Canada Revenue Agency, gives you access to your personal tax and benefit information 21 hours a day, 7 days a week.&nbsp;You may check for your tax refund, check your RRSP limit, track child tax benefit and GST payments and much more.&nbsp; Registering is&nbsp;easy&nbsp;and it is free.&nbsp; Click <A href="http://rs6.net/tn.jsp?t=eqkznccab.0.0.qwszy6bab.0&amp;ts=S0275&amp;p=http%3A%2F%2Fwww.cra-arc.gc.ca%2Feservices%2Ftax%2Findividuals%2Fmyaccount%2Fmenu-e.html&amp;id=preview" target=_blank linktype="undefined"><FONT color=#0000cc>here</FONT></A><FONT color=#0000cc>&nbsp;</FONT>to check out the CRA website.</DIV></FONT></FONT></TD></TR></TBODY></TABLE><A name=LETTER.BLOCK8> <TABLE id=content_LETTER.BLOCK8 hideFocus style="MARGIN-BOTTOM: 10px" tabIndex=0 cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; BACKGROUND-COLOR: #d4dde6" align=left bgColor=#d4dde6><FONT style="FONT-SIZE: 14pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=4><U>Ask the Expert</U></FONT></TD></TR> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=left><FONT style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=1> <P align=center> <DIV> <DIV> <DIV><FONT color=#003082><FONT size=2><FONT face=Arial> <DIV>&nbsp;</DIV> <DIV>Question:</DIV> <DIV>&nbsp;</DIV>We have numerous credit card accounts that we don't use any more and haven't used them in years. There are also some newer ones that were used one time for the special deal they offered. Would it hurt my credit to cancel any or all of these unused accounts? <DIV>&nbsp;</DIV> <DIV>Click <A href="http://rs6.net/tn.jsp?t=eqkznccab.0.0.qwszy6bab.0&amp;ts=S0275&amp;p=http%3A%2F%2Fwww.gillisgroup.ca%2FAsk%2520the%2520Expert.pdf&amp;id=preview" target=_blank linktype="undefined"><FONT color=#0000cc>here</FONT></A><FONT color=#0000cc>&nbsp;</FONT>to read the aswer to this month's question.</DIV> <DIV>&nbsp;</DIV></FONT> <DIV><FONT face=Arial> <DIV>If you have a question that I can help with, drop me a line any time at <A href="mailto:scott@gillisgroup.ca" target=_blank><FONT color=#0000cc>scott@gillisgroup.ca</FONT></A><FONT color=#0000cc>.</FONT></DIV></FONT></DIV></FONT></FONT></DIV></DIV></DIV> <P></P></FONT></TD></TR></TBODY></TABLE></A></TD></TR> <TR> <TD style="BACKGROUND-COLOR: #ffffff" vAlign=top width="100%" bgColor=#ffffff> <TABLE id=content_LETTER.BLOCK9 hideFocus style="MARGIN-BOTTOM: 10px" tabIndex=0 cellSpacing=0 cellPadding=10 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=left><FONT style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=1> <DIV><FONT size=2> <DIV>We hope you enjoyed this month's newsletter - we would love to hear what you think!&nbsp;&nbsp; </DIV> <DIV>&nbsp;</DIV></FONT></DIV> <DIV><STRONG><FONT size=2>Sincerely, </FONT></STRONG></DIV> <DIV><STRONG> <DIV>&nbsp;</DIV> <DIV></STRONG><SPAN><STRONG><FONT size=3>Scott Gillis, AMP&nbsp; <DIV><FONT size=2>Accredited Mortgage Professional</FONT></DIV> <DIV></FONT><FONT size=2>Oriana Financial&nbsp;- The Gillis Group <DIV><A href="mailto:scott@gillisgroup.ca" target=_blank><FONT color=#003082>scott@gillisgroup.ca</FONT></A></DIV> <DIV>416.440.0338 x1</DIV> <DIV></FONT></STRONG></SPAN>&nbsp;</DIV> <DIV><STRONG>Referrals are the foundation of my business.&nbsp;If I have provided superior service to you, please refer your co-workers, family, friends and neighbours.&nbsp; I promise to give them the same high level of service.&nbsp; <DIV>&nbsp;</DIV> <DIV>&nbsp;</DIV> <DIV>&nbsp;</DIV> <DIV>&nbsp;</DIV> <DIV><FONT size=1>Oriana Financial Group of Canada Ltd.</FONT></DIV> <DIV><FONT size=1>34-4300 Steeles Avenue West</FONT></DIV> <DIV><FONT size=1>Vaughan, Ontario&nbsp; L4L 4C2</FONT></DIV> <DIV>&nbsp;</DIV> <DIV> <DIV> <DIV align=center> <DIV align=center> <DIV align=left><FONT size=1><FONT color=#003082>"! Trademark of Oriana Financial Group of Canada Ltd.&nbsp;&nbsp; ® Registered trademark of&nbsp;Oriana Financial Group of Canada&nbsp;© 2007,&nbsp;&nbsp;all rights reserved.&nbsp; </FONT></FONT></DIV> <DIV align=left>&nbsp;</DIV></DIV></DIV></DIV></DIV></STRONG></DIV></FONT></DIV></DIV></DIV></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD> <TD style="BACKGROUND-COLOR: #ffffff" vAlign=top bgColor=#ffffff> <TABLE style="WIDTH: 160px" cellSpacing=0 cellPadding=0 width=160 border=0> <TBODY> <TR> <TD vAlign=top width="100%"><A name=LETTER.BLOCK10> <TABLE id=content_LETTER.BLOCK10 hideFocus style="MARGIN-BOTTOM: 10px; BACKGROUND-COLOR: #d4dde6" tabIndex=0 cellSpacing=0 cellPadding=2 width="100%" bgColor=#d4dde6 border=0> <TBODY> <TR> <TD style="FONT-SIZE: 10pt; COLOR: #ededed; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; BACKGROUND-COLOR: #003082" align=middle bgColor=#003082><FONT style="FONT-SIZE: 10pt; COLOR: #ededed; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#ededed size=2> <P align=center><STRONG>New Location, Same Great Service</STRONG></P></FONT></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-SIZE: 8pt; COLOR: #285685; PADDING-TOP: 10px; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=middle><FONT style="FONT-SIZE: 8pt; COLOR: #285685; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#285685 size=1><A href="http://rs6.net/tn.jsp?t=eqkznccab.0.0.qwszy6bab.0&amp;ts=S0275&amp;p=http%3A%2F%2Fwww.gillisgroup.ca%2F&amp;id=preview" target=_blank> <P align=center><IMG contentEditable=false height=198 alt="Scott Gillis" hspace=5 src="http://ih.constantcontact.com/fs022/1101584452304/img/2.jpg?a=1101740681732" width=133 vspace=5 border=0 name=ACCOUNT.IMAGE.2></P></A></FONT></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-SIZE: 8pt; COLOR: #285685; PADDING-TOP: 10px; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=middle><FONT style="FONT-SIZE: 8pt; COLOR: #285685; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#285685 size=1> <DIV align=left><FONT size=2>Moving to a new company has been an exciting experience for all of us at The Gillis Group.&nbsp;&nbsp;I want&nbsp;to personally assure you that for you, our clients, nothing has changed.&nbsp; We&nbsp;still have access to the same excellent lenders with their&nbsp;wide variety of mortgage products, so all of your pre-approvals are still valid and in place.&nbsp;But most importantly, we will continue to provide you with the same&nbsp;superior level of service. If you should have any questions or concerns, do not hesitate to contact me. </FONT></DIV> <DIV align=left>&nbsp;</DIV> <DIV align=left><FONT size=2>P.S. Stay tuned for more information regarding additional financial services offered&nbsp;through Oriana Financial</FONT>.</DIV></FONT></TD></TR></TBODY></TABLE><A name=LETTER.BLOCK12> <TABLE id=content_LETTER.BLOCK12 hideFocus style="MARGIN-BOTTOM: 10px" tabIndex=0 cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD style="FONT-SIZE: 10pt; COLOR: #ededed; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif; BACKGROUND-COLOR: #003082" align=middle bgColor=#003082><FONT style="FONT-SIZE: 10pt; COLOR: #ededed; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#ededed size=2><B><FONT size=3>Gillis Group News</FONT></B></FONT></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-SIZE: 8pt; COLOR: #285685; PADDING-TOP: 10px; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=middle><FONT style="FONT-SIZE: 8pt; COLOR: #285685; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#285685 size=1> <TABLE id="" style="MARGIN-BOTTOM: 10px" tabIndex=0 cellSpacing=0 cellPadding=10 width="100%" align=left border=0> <TBODY> <TR> <TD style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=left styleclass="style_MainText"><FONT style="FONT-SIZE: 8pt; COLOR: #003082; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" face=Verdana,Geneva,Arial,Helvetica,sans-serif color=#003082 size=1><FONT color=#003082><SPAN class=copyright><FONT size=1> <DIV>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <IMG contentEditable=false height=130 alt="moving van" src="http://ih.constantcontact.com/fs022/1101584452304/img/15.jpg?a=1101740681732" width=194 border=0 name=ACCOUNT.IMAGE.15></DIV> <DIV>&nbsp;</DIV> <DIV align=center><STRONG><FONT size=4>The Gillis Group has made some big changes... <DIV>&nbsp;</DIV> <DIV></FONT></STRONG>&nbsp;</DIV> <DIV align=center><FONT size=3><STRONG>We have&nbsp;moved from Mortgage Intelligence and&nbsp;joined Oriana Financial down the street at: <DIV>&nbsp;</DIV></STRONG></FONT></DIV> <DIV align=center>&nbsp;</DIV> <DIV align=center><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp; 3-2359 Queen Street East</FONT></STRONG></DIV> <DIV align=center><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp; Toronto, Ontario</FONT></STRONG></DIV> <DIV align=center><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp; M4E 1H2</FONT></STRONG></DIV> <DIV align=center>&nbsp;</DIV> <DIV align=center>&nbsp;</DIV> <DIV align=center><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp; Tel: 416.440.0338</FONT></STRONG></DIV> <DIV align=center><STRONG><FONT size=2>&nbsp;&nbsp;&nbsp;&nbsp; Fax: 416.690.2224 </FONT> <DIV>&nbsp;</DIV></STRONG></DIV> <DIV>&nbsp;</DIV> <DIV>&nbsp;</DIV> <DIV align=center><FONT size=3><STRONG>Great new location, same great team, same great service!</STRONG></FONT></DIV> <DIV align=center>&nbsp;</DIV> <DIV align=center>&nbsp;</DIV> <DIV align=center><FONT size=3><STRONG>We look forward to helping you with all of your mortgage and financing needs.</STRONG></FONT></DIV></FONT></SPAN></FONT></FONT></DIV></TD></TR></TBODY></TABLE></FONT></TD></TR> <TR> <TD style="PADDING-RIGHT: 3px; PADDING-LEFT: 3px; FONT-SIZE: 8pt; COLOR: #285685; PADDING-TOP: 10px; FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif" align=middle></TD></TR></TBODY></TABLE> <TABLE id=content_LETTER.BLOCK11 hideFocus style="MARGIN-BOTTOM: 10px; 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COLOR: #000000; FONT-FAMILY: verdana,arial" face=verdana,arial color=#000000 size=1> <DIV style="PADDING-BOTTOM: 5px; COLOR: #666666; WORD-WRAP: normal"><A style="COLOR: #666666; TEXT-DECORATION: none" href="http://www.constantcontact.com/home.jsp?pn=boostbusiness&amp;cc=&amp;id=preview" target=_blank shape=rect>Email Marketing</A> by</DIV><A href="http://www.constantcontact.com/home.jsp?pn=boostbusiness&amp;cc=&amp;id=preview" target=_blank shape=rect><IMG src="http://img.constantcontact.com/letters/images/cc-logo-color-sm.gif" border=0></A> </FONT></TD></TR></TBODY></TABLE> <DIV id=LETTER.PHYSICALADDRESS style="FONT-SIZE: 8pt; COLOR: #000000; PADDING-TOP: 20px; FONT-FAMILY: verdana,arial; BACKGROUND-COLOR: #ffffff" align=left><FONT style="FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: verdana,arial" face=verdana,arial color=#000000 size=1>Oriana Financial - The Gillis Group | 2359 Queen St. E | Toronto | Ontario | M4E 1H2 | Canada</FONT></DIV></TD></TR></TBODY></TABLE></DIV><BR> <P><FONT size=2>No virus found in this incoming message.<BR>Checked by AVG Free Edition.<BR>Version: 7.5.516 / Virus Database: 269.17.5/1191 - Release Date: 20-12-2007 02:14<BR></FONT></P></BODY></HTML>