Mortgage Wise - The Canadian Bankers Association has put together this comprehensive guide that will help answer all your home-buying questions. To download a copy of this guide, please click on the Mortgage Wise Guide (left) or go to www.gillisgroup.ca/MortgageWise2004.pdf.

RRSP Home Buyers' Plan - This plan allows you to use monies from your RRSP to buy or build a qualifying home. To read all about the plan, download a copy at www.gillisgroup.ca/RRSPHomeBuyers_PlanGovCanada1.pdf.

Condominium Buyers' Guide - This guide, put together by the Canadian Mortgage and Housing Corporation, tells you everything you need to know about buying a condominium. To download a copy of the guide, please go to www.gillisgroup.ca/CondominiumBuyersGuide.pdf.

The Newcomer's Guide to Canadian Housing - Finding and buying a home in a new country can be very confusing and complex. The Newcomer's Guide, compiled by the Canadian Mortgage and Housing Corporation, will give you all the information you need to know about the Canadian housing market and what to expect in your search for a home. To download a copy of the guide, please go to www.gillisgroup.ca/NewcomersGuide.pdf.

Qualifier Calculator - This calculator will help you determine your budget and show you how much house you can afford to buy based on your current income and debts, and taking into account different interest rates, down payment amounts and amortization periods.
To use the qualifier, please go to www.gillisgroup.ca/calculators.html and click on 'Qualifier Calculator'.

Quick Calculator - This calculator will determine your monthly payment amount and generate an amortization schedule based on the mortgage information you provide. You will quickly see how much interest you will pay, the principal balance and even find out the impact of any principal prepayments.
To use the qualifier, please go to www.gillisgroup.ca/calculators.html and click on 'Quick Calculator'.